Our Process

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The Tolman & Wiker D.R.I.V.E. System®

Our proprietary process drives better results for our clients.

Exposures to risk in today’s environment go well beyond the scope of an insurance policy.  New risks to your business’ financial standing and ongoing operations are emerging and evolving very rapidly, along with the pace of change in today’s business environment.   Beyond emerging risks, there are strategic and business/operational risks to your ongoing enterprise such as human capital, supply chain disruption, data security, disaster recovery, loss of reputation, succession and perpetuation, and many others.  Those only begin to scratch the surface of the risks that can inflict significant lossThe Tolman & Wiker D.R.I.V.E. System to your business, or put you out of business.   Worse yet, many of those risks are not addressed through the purchase of an insurance policy.

 

 

That’s why we built the Tolman & Wiker D.R.I.V.E. System®, a proprietary process where we partner with our clients and provide insurance brokerage services, risk advice and employee benefits consulting.  D.R.I.V.E.® is designed to discover and assess a very broad array of risks to your business, analyze and quantify them, and work with you to implement a customized plan that prioritizes and lowers your total cost of risk.

 

1.   D. DISCOVER……AND ASSESS YOUR RISKS

2.   R. REVIEW………..THE PLAN TO ADDRESS YOUR RISKS

3.   I.  – IMPLEMENT….THE PLAN

4.  V. VALIDATE…….THE RESULTS

5.  E. EVALUATE……REVIEW THE PLAN AND EXPOSURES REGULARLY

 

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