At Tolman & Wiker, Innovative Risk Advice™ isn’t just our tag line, it’s in our DNA.



Pictured above:
— Ralph, Jim & Myron Harrison, Harrison Industries

“We’ve been clients of Tolman & Wiker for over 30 years, and we continue to appreciate their stellar combination of outstanding personal service, risk management expertise and resources, and their ongoing commitment to our community.
They continually work to protect us and keep us ahead of the competition, and our Performance-Based Insurance program has saved us literally hundreds of thousands of dollars per year, which helps our company continue to grow!”
E.J. Harrison & Sons, Harrison Industries

Our clients deserve and receive best-in-class risk advice and employee benefits consulting from an expert team with deep experience in key industry segments, who deliver outstanding results that help our clients succeed.

The Tolman & Wiker D.R.I.V.E. System™ is our innovative, proprietary process for partnering with our clients to reduce their total cost of risk. Our D.R.I.V.E. System™ helps them to achieve superior results versus their industry peers, which provides them with unique competitive advantage.

For 90 years we’ve served companies and individuals across California, the West, and around the globe as we’ve grown to be one of the top privately held, independent insurance brokerages in the nation. We look forward to working with you, too!

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Performance Based Insurance Solutions

Performance Based Insurance (PBI) is a risk management strategy that provides businesses with a significant opportunity to reduce their insurance costs.

Until now, Performance Based Insurance has only been available to a very select group of large businesses with significant premium and resources. Due to our turnkey approach, PBI can be suitable for companies with premiums as low as $150,000 or 35 full time employees.

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Business Solutions

Using our proprietary process, we’ll identify your unique needs and recommend a customized plan to properly protect your business and lower your total cost of risk.

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Benefits Solutions

The complexity of healthcare choices and navigating the maze of new healthcare regulations can make benefits administration daunting.

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Personal Risk

Whether you are purchasing your first homeowners policy or adding to your existing portfolio, we offer a full range of innovative, specialized products and services to meet your needs.

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