[ Return to Our Blog ] By Nick Langer, Risk Advisor TOLMAN & WIKER INSURANCE SERVICES, LLC Not too long ago I walked into my local department store to purchase a new tie. When I approached the cashier and presented my debit card I was taken by surprise when the cashier said, “Sir I […]
[ Security Industry Division ] [ Security Seminars Schedule ] [ Security Seminars Registration ] [ Security News ] [ Our Blog ] The hardening of the workers compensation market presented many challenges to your industry this year. Historically one of the largest costs faced by your industry, workers compensation is a constantly evolving issue […]
[ Return to Our Blog ] Employees are not machines. It’s inevitable that they’ll get sick and need rest every now and then. That’s why we have paid sick days and health benefits. But when employees frequently fall ill, then businesses have to deal with big problems such as absenteeism and loss of productivity. After all, how […]
[ Return to Our Blog ] The truth is, if you run a modern business, you’re going to incur cyber risk. Just about every business in existence today deals with some kind of technology, and even with the most secure computers or devices, there’s still some risk. However, some technologies increase risk more than others, […]
[ Return to Our Blog ] In a global, mobile economy, it is not uncommon for employees to travel domestically and across international borders to conduct company business. The fact is that most business trips are completed successfully. Nonetheless, the more senior management, key persons, high producers and other employees travel, the greater their potential […]
[ Return to Our Blog ] Hiring is a fundamental part of nearly every business, and plays a big part in determining how successful that business is. The cost to a business of underperforming employees is significant. Recent research by Robert Half International found that supervisors spend, on average, 17% of their time (or one day a […]
[ Return to Our Blog ] The small business owners I know eventually complain about life-work balance. It turns out that life-work balance often means panic. Panic generally sets in once the business owner understands the depth and breadth of the business risk they have taken on. You need a plan. Small business owners start out focuse on […]
[ Return to Our Blog ] Finding appropriate insurance policies for a customer can be very difficult. It is a process that requires knowledge and skill — but empathy as well in determining risk management profiles that effectively cover the unique risks that each individual or company faces. Actually understanding the wants and needs […]
[ Return to Our Blog ] While it’s understandable that many would be risk averse during a recovering economy, current trends suggest that, as a nation, we may be losing our historical spirit. Without risk, the American dream is unachievable; without gambling, we lose the entrepreneurs that made our country great. Three things point […]
[ Return to Our Blog ] Conventional wisdom can only take you so far. Following the generally accepted way of doing things gives your business an opportunity to achieve the same general levels of performance as other similar businesses. What it doesn’t do is give you an opportunity to outpace the competition. To take your […]